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Terms of Service

Last updated: 4 July 2026

1. Introduction

These Terms of Service ("Terms") govern your use of the Argo application and related services ("Service") provided by Argo ("we," "us," "our"), operated from Switzerland.

By downloading, installing, or using Argo, you agree to be bound by these Terms. If you do not agree, do not use the Service.

2. Service description

Argo is a local-first privacy layer that sits between you and third-party AI models. The Service works as follows:

  • Local processing. A small AI model runs entirely on your device. It reads your personal context, enriches your prompts with relevant facts, and pseudonymizes identifying details — replacing real names, numbers, and other personal identifiers with realistic fictional stand-ins.
  • Cloud interaction. Only the pseudonymized, enriched prompt is sent to the third-party AI provider you configure. Your real personal data never leaves your device.
  • Re-personalization. The cloud response is restored to your real context locally before you see it.

Argo is a privacy tool — not an AI model. The AI responses you receive are generated by the third-party provider you choose and connect via your own API key.

3. Bring Your Own Key (BYOK)

Argo uses a Bring Your Own Key model. You provide your own API key from a supported third-party AI provider (e.g. Anthropic, OpenAI). This means:

  • Your responsibility. You are solely responsible for obtaining, maintaining, and securing your API key. You are responsible for all costs, fees, and charges incurred through your use of the third-party provider's API.
  • Direct relationship. Your device communicates directly with the provider using your key. Argo is not an intermediary — we do not route, store, or have access to your API traffic.
  • Third-party terms. Your use of any third-party AI provider is governed by that provider's own terms of service, usage policies, and pricing. You are responsible for complying with those terms.
  • Key security. Your API key is stored locally on your device. We do not transmit, collect, or have access to it. If your key is compromised, you are responsible for revoking it with your provider.

4. Local data and your device

All personal data processed by Argo — your vault (stored personal values), learned context memory, chat history, and substitution maps — is stored and processed entirely on your device. Argo (the company) has no access to this data.

You are responsible for the security of your device and the data stored on it. If you uninstall Argo, all locally stored data is removed with it.

5. Honest privacy disclosure

We believe in transparency about what Argo can and cannot do:

  • What Argo does. Argo pseudonymizes identifying details before they reach any cloud AI provider. The provider receives coherent prompts with fictional stand-ins — never your real names or numbers.
  • What Argo does not guarantee. We do not claim that cross-session correlation is impossible. Writing style, content patterns, and metadata could theoretically allow inference by a determined third party. Pseudonymization breaks the obvious identity link — it does not make you invisible.
  • Detection limits. Argo's detection system is designed to catch as much personal information as possible with a strong bias toward protection (when in doubt, it masks). However, no automated system achieves 100% recall on free text. The residual misses are predominantly low-identifying information — but we are honest that the coverage is near-total, not absolute.

6. Acceptable use

You agree not to use Argo to:

  • Violate any applicable law, regulation, or third-party rights.
  • Circumvent the terms of service of any third-party AI provider you connect to.
  • Generate content that is illegal, harmful, abusive, or that infringes the rights of others.
  • Reverse-engineer, decompile, or disassemble the Argo application, except as permitted by applicable law.
  • Remove, alter, or obscure any proprietary notices in the application.

You are solely responsible for the content of your prompts and for how you use the responses generated by the third-party AI provider.

7. Intellectual property

The Argo application, including its software, design, local AI models bundled with the app, documentation, and branding, is the intellectual property of Argo and is protected by applicable copyright and intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Argo application for personal, non-commercial purposes in accordance with these Terms.

Your data is yours. We claim no ownership or rights over the content you create, the personal data stored in your vault, your learned context memory, or your chat history. All of this remains on your device and under your control.

8. Disclaimers

The Service is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory. To the maximum extent permitted by applicable law, we disclaim all warranties, including but not limited to:

  • Warranties of merchantability, fitness for a particular purpose, and non-infringement.
  • Any warranty that the Service will be uninterrupted, error-free, or secure.
  • Any warranty regarding the accuracy, completeness, or reliability of pseudonymization or detection of personal information.
  • Any warranty regarding the quality, accuracy, or reliability of responses generated by third-party AI providers.

Argo is a privacy tool — not a source of professional, medical, legal, or financial advice. The AI responses you receive through Argo are generated by third-party models and should not be relied upon as a substitute for professional judgment.

9. Limitation of liability

To the maximum extent permitted by applicable law, Argo and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, data, use, goodwill, or other intangible losses.
  • Any failure of the pseudonymization or detection system to identify or mask personal information.
  • Any costs, fees, or charges incurred through your use of third-party AI providers via your own API key.
  • Any actions taken by third-party AI providers with regard to data transmitted to them.
  • Any unauthorized access to or alteration of data stored locally on your device.

In any event, our total aggregate liability to you for all claims arising out of or relating to the use of the Service shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or CHF 100, whichever is greater.

10. Indemnification

You agree to indemnify and hold harmless Argo and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with:

  • Your use of the Service.
  • Your violation of these Terms.
  • Your use of third-party AI providers, including any costs or consequences arising from your API key usage.
  • Content you generate or transmit through the Service.

11. Termination

You may stop using Argo at any time by uninstalling the application. Uninstallation removes all locally stored data (vault, memory, chats, and local models).

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.

Sections 7 (Intellectual property), 8 (Disclaimers), 9 (Limitation of liability), 10 (Indemnification), 12 (Governing law), and 13 (Dispute resolution) survive termination.

12. Governing law

These Terms are governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions. The application of the United Nations Convention on Contracts for the International Sale of Goods is excluded.

13. Dispute resolution

Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall first be attempted to be resolved through good-faith negotiation between the parties.

If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the courts of Zurich, Switzerland.

Nothing in this section prevents either party from seeking injunctive or other equitable relief in any court of competent jurisdiction.

14. Changes to these Terms

We may update these Terms from time to time. Material changes will be communicated via our website and, where applicable, through the application. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

The "last updated" date at the top reflects the most recent revision.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Argo regarding the use of the Service, and supersede any prior agreements or understandings.

17. Contact

For questions about these Terms:

Email: legal@theargo.ai

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